Under the program, individuals may qualify for forgiveness of the remaining balance due on their loans issued under the William D. Ford Federal Direct Loan Program after making 120 qualifying monthly payments on those loans while employed full-time by certain public service employers. In essence, someone working in the public sector may have the balance of their loan discharged after making monthly payments for 10 years while doing public service work, even if they have been paying reduced monthly amounts under income-driven repayment plans. http://ow.ly/RveTS